Health care reform is a step forward


et us get this out of the way:  I find the Affordable Care Act, upheld in near-entirety this past June by the U.S. Supreme Court, as a vital step forward in expanding insurance coverage and minimizing certain abuses within the health industry.

You may agree or disagree to varying extents with my assessment.

Now, momentarily disregard the public debate over the individual mandate, state exchanges, Medicare and many other issues. It seems that many of my peers seem to think that the healthcare law hardly affects them.  After all, most hail from middle to higher-income strata.  Many  people already have health insurance plans through their parents.  Many are healthy and not in need of any major treatment.  The 2010 law really is not all that important, or is it?

Independent youths will be required to purchase health insurance or pay a penalty, which may be a pro or a con depending on personal opinion.  However, starting in 2014, young people will be allowed to stay on their parents’ healthcare plans until they turn 26, and the government will help pay for insurance for individuals who truly have trouble affording it.  Under the law, screening for alcohol abuse, depression, domestic violence and tobacco use are legally required to be covered by health insurance plans. Type 2 diabetes, HIV, breast cancer and cervical cancer, as well as immunization vaccines and contraception access, are also included under this new provision.

Also, gender cannot be used as a basis to charge one individual over another for the same type of coverage.  Oh yeah, and did I mention that insurance companies cannot deny coverage based on “pre-existing conditions” such as pregnancy or cancer?

This law seems pretty good for young adults. Now, we can get back to arguing over the rest of the bill.

Gaurav Dhiman is a first-year medical student. 

August 30, 2012


Gaurav Dhiman

Around the Web

The United States Postal Service features Emilio Sanchez, the first Cuban American visual artist to be recognized in a new series of Forever stamps. ...

With the first elevated concrete floor deck poured last week, the Frost Institute of Chemistry and Molecular Science is on pace to open in the summer of 2022. ...

In a new study that scrutinized the speech patterns of Freddie Mercury, Michael Phelps, and other celebrities, University of Miami researchers offer insights on how diet ultimately reshapes language. ...

The multidisciplinary forum in April will explore lessons learned from the regions. There is a call for papers to be presented, but abstracts must be submitted by Jan. 17. ...

Former executive vice president John L. Green Jr., who helped launch the University’s football dynasty with two key coaching hires, passed away this month. ...

TMH Twitter
About Us

The Miami Hurricane is the student newspaper of the University of Miami in Coral Gables, Florida. The newspaper is edited and produced by undergraduate students at UM and is published in print every Tuesday.